Bill Pendley
Home Ownership Made Simple and Helping LOs Grow
+ Meet Bill - Family Man & Mortgage Expert
Based in St. Charles, IL, Bill is a husband to Laura and dad to JOJO & GIGI. He treats every loan like it’s for his own family—clear options, real numbers, and steady communication from pre-approval to keys.
For homebuyers, Bill specializes in first-time programs and smart refinance strategies. He lays out a simple step-by-step plan, explains costs in plain English, and keeps everyone aligned so closings stay on time—no surprises.
For loan officers, he provides hands-on coaching and simple systems that build pipeline and confidence: a 30/60/90 growth plan, weekly pipeline reviews, repeatable referral plays, and support that helps you win more deals without losing your evenings and weekends.
Bill also hosts the “Loans & Drones” podcast, breaking down mortgages and the tech shaping real estate—with practical tips buyers and LOs can use right away.
- Fast, honest pre-approvals and plain-English options
- Proactive updates and on-time closings
- Coaching, accountability, and repeatable sales systems for LOs
and Why
First-Time Homebuyers
Plain-English guidance, down-payment options, and a step-by-step plan from pre-approval to keys—no surprises.Homeowners & Refi Savers
Lower your payment, consolidate debt, or tap equity. I run the numbers fast and only recommend a refi if it truly helps you.Real Estate Partners
Fast pre-approvals, proactive status updates, and on-time closings that protect your contracts—and your reputation.Loan Officers (LOs)
A 30/60/90 growth plan, weekly pipeline reviews, and simple referral plays so you close more loans without losing your evenings and weekends.
Let’s Map Your Next Step
See what fits your budget in seconds with our mortgage calculator.
Mortgage Calculator
See what fits your budget in seconds with our mortgage calculator.
Mortgage Calculator
Loans & Drones
Where mortgage clarity meets real-estate tech.
Short, plain-English episodes for buyers, agents, and LOs—real numbers, simple steps, and smart ways tech (yes, drones) speeds up deals.
Where mortgage clarity meets real-estate tech.
Short, plain-English episodes for buyers, agents, and LOs—real numbers, simple steps, and smart ways tech (yes, drones) speeds up deals.
Popular Episodes
Listen On
"Every day, I work hard to help families achieve their dreams of homeownership because I know how much it means to have a place to call home."
Let’s plan your next step
One call.
A clear plan.
Then action.
